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Raymond A. Bennett 
Broker / CEO
DRE #00560298
TREC Lending Inc.
21171 Western Ave # 2824
Torrance Ca. 90501
Phone: 310-339-1056
Fax 310-579-8723
Email: rayb@raybre.com


Lord has truly blessed me with good people in my life. I am a home owner that was falling every month in trouble with my mortgage. I was with a TERRIBLE mortgage company, who would not help me at all. Two years I’ve been asking for help from them. I was in an interest only loan and at the time I was paying $1600.00 a month. In May 2017, I received a letter stating that my monthly payments will be going to $2700.00, which was now going to be both principal and interest. I called that company to see if they would refinance me. They finally started offering me different mortgages, but only fixed for 7 years at $2300.00 a month. I called other companies and they told me my numbers were too high and the only thing they told me was to sell. Now, what I didn’t tell you was I bought this house from my mother in 2007, helping her because she could no longer afford to pay the note. I’m a single mother of a 16 year boy.  Instead of signing it over, she wanted me to purchase it from her. My first loan with the first company was interest only $1250.00, then they sold it off to this second TERRIBLE company and between 2007-2017 my note increase every six months to $1600.00 (interest only). Within these 10 years, I asked my bank for help and even tried NACA. NO HELP.
So one day I was at a funeral with a couple of classmates and we begin talking about our homes. One of my long time girlfriends from school told me she was in the same bad place is was in but a church member helped her. For Lord be the Glory…..  She told me all the wonderful things and gave me Mr. Raymond Bennett phone number.  Told me to call him ASAP. So of course I did. I called Mr. Bennett explained to him my situation and he began working on my property. Now remember I said, the Lord has put good people in my life. Let me tell you…. This was no one but GOD….  Mr. Bennett was able to help me with getting out from under that TERRIBLE company, got me a 30 year FHA fixed rate loan, no payments for 2 months, and money back. I have to pay a PMI fee for a couple of years or until 20% equity is in the house, but after that my house note will only be about $1800.00 a month. Baby, when Raymond called and said I was approved, tears ran down my face. People looking at me, but I didn’t care. If they only knew what I’ve been facing for those last weeks, they would had shed a tear for me too. 
Mr. Bennett I thank you from the bottom of my heart for all you done for me. Blessings are real people. May God continue blessing you and your family Raymond Bennett. You are the BEST.
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